2017 Prescription Drug Coverage
VillageCareMAX Full Advantage FIDA Plan members pay no co-pays for their prescription drugs:
- $0 annual deductible
- $0 premium
- $0 copays
This is not a complete list. The benefit information is a brief summary, not a complete description of benefits. Limitations and restrictions may apply. Benefits, list of covered drugs, and pharmacy and provider networks may change from time to time throughout the year and on January 1 of each year. For more information, call VillageCareMAX Full Advantage FIDA Plan at 1-800-469-6292 (TTY 711), 8 am to 8 pm, 7 days a week, or read your Participant Handbook. You can ask for this information for free in other formats, such as Braille or large print.
VillageCareMAX Full Advantage FIDA Plan has a list of covered drugs called the formulary. The formulary lists which Part D and Medicaid prescription drugs are covered by the plan. The formulary also tells you if there are any restrictions in coverage for certain drugs.
The formulary is updated throughout the year. If you are taking a prescription that is affected by a change in the formulary, you will receive information about this in your monthly Explanation of Benefits (EOB) that we will send you.
Below is a list of changes made to the formulary this year.
The VillageCareMAX Full Advantage FIDA Plan requires you or your physician to get prior authorization for certain drugs. This means that you will need to get approval from us before you fill your prescriptions. If you don’t get approval, the plan may not cover the drug.
Certain drugs have limits on the amount of the drug that VillageCareMAX Full Advantage FIDA Plan will cover. For example, VillageCareMAX Full Advantage FIDA Plan provides 90 tablets per prescription for Lorazepam 1 mg.
In some instances, VillageCareMAX Full Advantage FIDA Plan may require you to try certain drugs to treat your medical condition before we will cover another drug for that same condition. This is called Step Therapy. For example, if Drug A and Drug B both treat your medical condition, VillageCareMAX Full Advantage FIDA Plan may not cover Drug B unless you try Drug A first. If Drug A does not work for you, the plan will then cover Drug B.
If your drug is not listed in the formulary, you should call Participant Services at VillageCareMAX Full Advantage FIDA Plan or check our formulary look up (external link) and confirm that the drug is not covered. If it’s not covered, you have two options:
- Ask Participant Services for a list of similar drugs that are covered. Show the list to your doctor and ask him/her to prescribe a similar drug that is covered by VillageCareMAX Full Advantage FIDA Plan
- Ask Participant Services to make a coverage determination and cover your drug.
There are several types of coverage determinations that you, can ask us to make, including:
- Cover your drug even if it’s not on our formulary. This is also called an exception.
- Waive coverage restrictions or limits on your drug.
When you are requesting an exception you should submit a statement from your physician supporting your request. We must make a decision within 72 hours of getting your physician’s supporting statement.
You can request an expedited exception if you or your doctor believes your health could be seriously harmed by waiting up to 72 hours. If your request to expedite is granted, we must give you a decision no later than 24 hours after we receive your physician’s supporting statement.
How to request a coverage determination for a prescription drug?
- Call Member Services at 1-888 807-6806 (TTY 711), 7 days a week, 8 am to 8 pm.
- Mail your request to: MedImpact Healthcare Systems, Inc., Attention: PA Department, 10181 Scripps Gateway Ct, San Diego, CA 92131.
- Submit your request online (Coverage Determination Request )
New to Plan and do not live in a long-term care facility
As a new participant in VillageCareMAX Full Advantage FIDA Plan, you may be taking drugs that are not on our formulary or that are subject to certain restrictions such as prior authorization or step therapy. You should talk to you doctor right away to decide if s/he can switch you to another drug that is covered or request a formulary exception. While you talk to your doctor, we will cover your drug during the first 90-days of membership in our plan.
Changes in drug coverage – current participant
If you are a current participant affected by a formulary change from one year to the next, VillageCareMAX Full Advantage FIDA Plan may provide up to 90 days worth of temporary suppl(ies) of the non-formulary drug unless the drug was recalled for unsafe reasons. If you need a refill for the drug during the first 90 days of the new plan year, we will provide you with the opportunity to request a formulary exception in advance for the following year.
We will send you a letter in the mail whenever you receive a transitional fill on your prescription. It will provide you with more information and will explain the steps you can take to request an exception, if you and your doctor believe this is needed for you.
(See the section Coverage Determinations above)
New to Plan and living in a long-term care facility
If you are a resident of a long-term care facility, we will allow you to refill your prescription for up to 98-day transition supply (unless you have a prescription written for fewer days). We will cover more than one refill of these drugs during the first 90-days of your membership in our plan.
More than 90 days in plan and living in a long-term care facility
If you need a drug that is not on our formulary or if your ability to get your drugs is limited, but you are past the first 90-days of membership in our plan – we will cover one 31-day supply, or less if your prescription is written for fewer days.
When your transition period ends
For each of your drugs that is not on our formulary or if your ability to get your drugs is limited – VillageCareMAX Full Advantage FIDA Plan will temporarily cover up to 90-day supply (unless you have a prescription written for fewer days) when you go to a network pharmacy. After your 90-day transition period ends, we generally will not pay for these drugs. We will provide you with written notice after we cover your temporary supply. This notice will explain the steps you can take to request an exception and how to work with your doctor to switch to an appropriate drug that we cover. You will receive an approval letter if we approve the request from you and your doctor.
Change in your level of care (after the first 90-days of membership)
There are times when you may experience a change in your level of care, such as a discharge from a hospital to a home setting. In these cases, we will cover a one-time temporary supply for up to 30-days (or 31- days if you are a long-term care resident) when you go to a network pharmacy. During this period, you should use the plan’s exception process if you wish to have continued coverage of the drug after the temporary supply is finished.
Our Medication Therapy Management (MTM) program focuses on improving therapeutic outcomes at no additional cost to participants who have multiple medical conditions, who are taking many prescription drugs and have high drug costs. Headed by licensed pharmacists, our team helps you manage the medications you are taking to stay healthy, and protects you from potentially harmful drug combinations.
You will be automatically enrolled if you:
- Take seven or more Medicare Part D covered drugs for maintenance of chronic conditions
- Have two or more chronic conditions such as diabetes, asthma, high cholesterol, high blood pressure, congestive heart failure or chronic obstructive pulmonary disease
- Your drugs cost more than $3,919 a year
If you qualify you will receive an invitation to have a phone call with one of our pharmacists. The pharmacist will review all the drugs, vitamins and over-the-counter products you are taking and discuss them with you. Any concerns will be identified and shared with you and your doctor. The pharmacist will be able to answer any questions and address any of the concerns that you have about your medications and will send you the reviews and other useful information by mail.
If you do not wish to participate, please call Participant Services. This program is not a benefit.
MTM Program Description (pdf)